Reach your savings goal with small everyday changes
The Finances

Reach your savings goal with small everyday changes

Saving for that all important house deposit can often feel a little overwhelming. When you're aware of the amount you need to save in order to secure your dream home,...

More
Getting your finances in order when buying a new home
The Finances

Getting your finances in order when buying a new home

Buying your first home or stepping up on the property ladder is likely to be the largest financial investment of your life. That’s why it’s important to breakdown the costs...

More
Common misconceptions about credit scores
The Finances

Common misconceptions about credit scores

We've taken a look at some of the most common misconceptions around credit scores, and how you could help improve your score. Misconceptions about your credit score If you’re planning...

More
Are your finances in shape? Getting mortgage fit in 2019
The Finances

Are your finances in shape? Getting mortgage fit in 2019

Being mortgage fit is about being in the best possible financial shape for when you put you and your finances in front of a potential lender.  Mortgage lenders are looking...

More
Second charge on your home
The Finances

Second charge on your home

When you purchase a property through the Help to Buy Equity Loan scheme you will take out two secured loans against your new home. These are termed first and second...

More
Speaking to a mortgage adviser
The Finances

Speaking to a mortgage adviser

When you’re buying a home through Help to Buy, it’s key that you speak to a qualified new home mortgage advisor. Remember that the Government loan is available for up...

More
A guide to mortgage underwriting rules
The Finances

A guide to mortgage underwriting rules

In the UK, mortgage lenders have to adhere to strict rules when deciding who to lend to. It’s a lender’s responsibility to make sure they only offer what borrowers can...

More
Remortgaging: When it's the right option for you
The Finances

Remortgaging: When it's the right option for you

From time to time, it’s a good idea to review your current mortgage and shop around for a better deal. But how should you go about remortgaging your home and...

More
Negative equity - How to get out of it
The Finances

Negative equity - How to get out of it

Negative equity - How to get out of it If you’re a homeowner, negative equity is a term that inevitably triggers alarm bells. But what is negative equity, how could...

More
Help to Buy figures for Q4 2017
The Finances

Help to Buy figures for Q4 2017

The Help to Buy statistics for the last quarter have been released, showing that the Help to Buy Equity Loan continues to be an extremely popular scheme. Help to Buy...

More
Loader